Vaporize Your Mortgage

Frequently Asked Questions

1. Why haven't I heard of this Program?
The Financial Equalization Program originated in Montreal, Canada in 1987. Although thousands of people have gone through the Program, it is just now spreading across Canada and the U.S.

2. Why don’t banks offer this Program?
Keep in mind the Financial Equalization Program is not a loan or a mortgage. It is a copyrighted financial plan with powerful debt elimination techniques.


3. How does the Plan work?
First, you must qualify for the Program. After completing a questionnaire, you will receive a free personal summary which will determine if the plan works for you. If you decide to go forward, you will sign an Intent to Proceed and then start the process. This process can be completed within 30 – 40 days.

4. What if I want to sell my home in a few years?
Absolutely not a problem. In fact, if you sell in a few years you will have accumulated a significant amount of equity in your home with our Program as compared to little equity with a typical conventional mortgage.

5. Is this a bi-weekly payment program?
The Financial Equalization Program is not a bi-weekly payment program. With a bi-weekly payment program you pay more money out-of-pocket for extra payments.

6. What type of homeowners qualify for the Program?
Typically, our clients have a conventional mortgage and they have been paying their bills on time throughout their adult lives. Their household income could be $30,000.00 or $140,000.00. They have good to excellent credit, however, they are consistently in debt with credit card payments, education payments, car payments, personal loan payments, etc. They also have accumulated equity in their home. *(Some clients have qualified even though they haven’t met all of the qualifications).

7. This Program sounds to good to be true. What’s the catch?
There are actually two catches but they are probably not what you are expecting.
The first is being MOTIVATED. If you’ve had it with where you are financially and you're ready to make a change, then this is the Program for you. It can literally turn your life around. The second is being DISCIPLINED. Once you implement the program, you must stay on the program to reap the benefits of the plan.