|
The answers to the above are yes,
yes, yes and yes. Unfortunately, for generations we have been
programmed to see limits where none actually exist. Imaginary
boundaries that we have come to accept because of intentional partial
information provided by those who have the most to gain by keeping
that information to themselves.
I like to compare solving these
problems with trying to find a cure for a disease. It is almost
impossible to find a cure without fully understanding the causes of
the disease that you are trying to cure. This is essentially the
problem we face when confronted with the total cost of having a
mortgage. We do not fully understand the nature of a mortgage,
therefore, we do not have all of the information required to solve
the problem in the most efficient manner. Mortgage lenders acquire
windfall profits because we are not provided with total uncensored
truth. Since they have a vested interest (profit) in revealing
partial truths, how can we trust them to look out after our best interests?
The fact of the matter is, we
cant! The best news of all is that we dont have to.
Finally there is a financial program that accurately diagnoses the
problems and prescribes a healthy, profitable and easy cure.
Financial Equalization is a safe and easy concept that can and will
put the borrower on an even playing field with the lenders. It uses
sound, proven financial principles in a way that takes away a lot of
what works only for lenders and makes those things work for the borrower.
One of the best kept secrets is
how the lender makes massive profits even when the lending rates are
low. For the answer to this we must take a close look at mortgage
payments. A close inspection reveals exactly how we lose money in
interest charges.
The lenders make their profit out
of each payment made: part of each payment goes toward your
outstanding principal and part goes towards interest charges (the
biggest part!). Your greatest loss comes between the 1st and 16th
year of a 25 year mortgage. This is because a mortgage is front- end
loaded. The result of this front- end loading is that approximately
90% + of each payment you make is taken away as interest charges on
your mortgage debt. i.e. Your monthly payment is $1,000, interest
cost is approximately $900. $100 of this payment goes to your
principal and $900 goes into the lenders pocket. The ratio will
gradually decline, but by the time you get to the point where
its a 50/50 deal you will have paid approximately 2 times the
amount of money you borrowed and as a rule of thumb you will still
owe 52%, or more, of all the money you originally borrowed.
The answer to this dilemma is to
increase the payment efficiency of the amount of money you are
obligated to make in mortgage payments. This is where the
Financial Equalization program steps in. Increasing
payment efficiency from 1-10% to 50-60%. This unique plan is safe,
easy and uses the same money that you are now obligated to pay your
lenders. How, you ask, does it do this? This is valid and a very good
question. That answer is available to the people who become clients
of Financial Equalization Action Techniques Inc. There is no
out-of-pocket cash required to take advantage of our program, if you
can qualify. Financial Equalization gives you a choice
where none existed before. The interest savings and future payments
saved can add up to be anywhere from $100,000 to $250,000, or even
more, depending on your present mortgage amount.
Take control of your financial
future, enhance your retirement security and have more cash to spend
& invest today! Why make the lenders any richer than they already
are? If you qualify for the Financial Equalization Plan, a wonderful
and profitable journey can be yours NOW.
|