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There is always a better way to
do anything. So the question we face with any problem we may
encounter is: What is the absolute best method and strategy available
to solve the problem we are seeking to overcome?
With the Financial Equalization
Plan, our aim is two-fold: Get rid of all debts (not only the
mortgage) and do it with less money in less time. Too many debts add
to payment inefficiency and to an increase cost of borrowing. Our
approach is that a home loan is a mortgage against your property
while all other debts are mortgages against your life. These life
mortgages are backed up by your earning capacity, ability to repay
the debts and your promise to honor your indebtedness.
Therefore, our initial goal is to
get most, if not all, of your indebtedness under one umbrella. This
allows for a more efficient use of your debt payment dollars and,
with our Plan, a fast reduction in your present obligated interest
costs that you have incurred because of the use of OPM (other
people's money).
Some people have the idea that
they are stretching short-term debt into long-term debt by increasing
the repayment amount. This is inaccurate thinking that is motivated
by following an old misleading strategy placed into the public
knowledge base by the very people who gain windfall profits precisely
because of the actions taken by people following this way of thinking.
When any debt is paid off it is
finished and therefore the payments that were made on that debt can
be applied to accelerate the reduction of the worst offender, the
home mortgage. Regardless of the interest rate, a mortgage carries
with it the greatest loss of money. Redirecting as much cash as
possible towards the elimination of this money-pit reduces the
interest costs of all debts ... and in a much shorter length of time.
The Financial Equalization Plan
has unique and original techniques that take a good solution and,
simply put, make it the best solution. It is not just a matter of
saving time and money, but of how much. Financial Equalization can
take a situation that would save you five years of payments and
around $50,000 in interest through normal accepted practices and turn
that into 10 years of payments saved and over $130,000 in total cash
savings and liquid cash advantages.
We are not saying that Financial
Equalization is the only solution, there are many solutions
available. What we are saying is that Financial Equalization is
absolutely the best solution. Why? Because of one very important
difference: it will achieve its goal with less out-of-pocket cash.
Each and
every solution out of all the
ones that we have encountered so far have one thing in common ...
they require you to increase your payments in some way! Why in the
world would you want to do that when you can do more and with less
money out of your pocket?
The best solution is always one
that requires less time and less money to secure its objective. This
is exactly what Financial Equalization does best ... period!
All of the other plans are for
sale, ours is not. It is available through qualification only and not
everybody qualifies. When we say "Pay less and pocket the
rest!", we mean it. No out-of-pocket cash required ...
guaranteed! And finally, "If we cannot help you, we will not
hurt you!. Yes, we mean this too! Putting you in control and keeping
you there is our primary objective.
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